Welcome To
The Path To Bankability Academy
Welcome to the MoFi Path to Bankability Academy, a video learning series created to help CDFIs strengthen their mission, impact, and cash flow. This academy was made possible with support from JPMorgan Chase.
Module 1: What is a Path to Bankability Plan?
Introduces the Path to Bankability roadmap which helps borrowers move from CDFI capital today to bank financing tomorrow.
Module 2: The Impacts of a Path to Bankability Program
Shows how Path to Bankability creates a dual impact that strengthens your borrowers’ financial future and your organization’s cash flow.
Module 3: The Five Factors
Breaks down the five factors every bank considers when deciding whether a borrower is ready for financing.
Module 4: The Steps to Bankability
Outlines seven practical steps your CDFI can use to build a complete Path to Bankability framework.
Module 5: The Bankability Score
Explains how to assess a borrower’s bank readiness using a simple scorecard that becomes the first step on their path to bankability.
Module 6: Underwriting
Explains how CDFI underwriting already provides the insight needed to assess risk, tell the borrower’s story, and lay the groundwork for a clear path to bankability.
Module 7: The Bankability Plan
Illustrates how to turn underwriting and scorecard insights into a clear, time-bound plan and apply it to a real-world borrower scenario.
Module 8: Matching to a Banker
Shows how CDFIs match borrowers to the right banking partner by evaluating fit, credit box, and readiness, with insight from both CDFI and banker perspectives.
Module 9: Loan Closing
Explains how incorporating a written Path to Bankability Plan into loan closing creates clarity, alignment, and borrower commitment.
Module 10: Working the Plan
Shows how regular check-ins, progress tracking, and plan adjustments help borrowers turn their Bankability Plan into measurable progress.
Module 11: Banker Handoff
Explains how to recognize when a borrower is ready to graduate and facilitate a successful transition to bank financing.
Module 12: Tips for Building a PTB Organization
Offers three practical ways to embed Path to Bankability across your lending process, bank partnerships, and capitalization strategy.